Seek Fee-Only (Not Fee Based) Financial Planner & Prevent Identity Theft

"If you want advice that's free of such conflicts, you'll need to look for a true fee-only (not fee-based) financial planner. You can get referrals from the National Assn. of Personal Financial Advisors at http://www.napfa.org or the Garrett Planning Network at http://www.garrettplanningnetwork.com."

(per Liz Weston, Sunday L.A. Times Money Talk  columnist. 
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Five Tips to Prevent Identity Theft
For starters...remove your birth date from Facebook!